No Credit Card Debt
Credit card debt is as foreign to the Amish as Wi-Fi and flat-screen TVs. Their way of life relies on cash or bartering, which means no interest rates that creep up or minimum payments that seem to last forever. Living within their means is the norm, not the exception.
By avoiding credit cards altogether, they skip the temptation of buying things they don’t need with money they don’t have. This habit not only keeps stress low but also saves them from the endless cycle of debt that plagues so many wallets. It’s a lesson in simplicity that proves the best credit score is the one that never needs checking.
